Erlang Solutions builds fintech systems that are highly resilient and scalable. We use battle-tested technologies to design backend infrastructure to enable our clients’ innovation and creativity in the financial services industry.

We prototype, build, monitor and maintain solutions used for payment systems, backend services, digital lending, blockchain and more for companies including Klarna, Vocalink (Mastercard), Visa, Danske Bank and Bloomberg.
Purpose of this report : This report brings together industry research and expert views from the fintech world to share knowledge and provide inspiration on key technology topics that are set to impact financial services in 2022 and beyond. It is produced using experiences of working with clients in financial services from around the world and by interviewing and collaborating with some of the most influential subject matter experts in the industry. We thank all that have taken part for their time and thoughtful contributions.

When it comes to financial technology, or fintech, the pace of change continues to accelerate. Financial services institutions are looking to their tech teams to drive innovation to protect market share and explore new opportunities. Against a background of disruptive macroeconomic trends and potentially
revolutionary emerging technology, business leaders must ensure they make the right strategic decisions for future success.

The issue of modernising legacy systems remains of foremost concern for incumbents and is an area where using outsourced resources needs to be especially well managed. The stress placed on systems caused by spikes in online commerce since the pandemic has shown that using technologies that are proven and built to cope with the unpredictability of the modern world is vitally important.

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